Get your latest FREE credit score & credit report

One mobile number is all it takes. See your CIBIL, Experian, Equifax and CRIF High Mark scores together, understand what is moving them, and earn 50 FinCoins — real, withdrawable cash — for checking.

✓3 crore+ Indians have checked their score for FREE
✓Improve your chances of bank approval before you apply
✓Timely alerts and detailed insights to keep your score healthy

🔒 256-bit encrypted🏦 RBI-registered bureaus🙅 Never sold to third parties

What you get, at no cost.

All four bureaus, one screen

CIBIL, Experian, Equifax and CRIF High Mark scores side by side — lenders each read a different one.

Refreshed every month, free

A soft enquiry that never touches your score, however often you check it.

The full report, on demand

Account-level history, enquiries and personal details in a downloadable report.

Three steps, about a minute.

Enter your mobile number

The number your bank has on record.

Share a few details

Name, date of birth, PAN and PIN code, to match bureau records.

See your scores

All four bureau scores, plus what is moving them.

Check Your Free Credit Score

Credit report questions.

Does checking my credit score here lower it?: No. Pulling your own report is a soft enquiry, which bureaus never count against you. Only a lender pulling your report for an application creates a hard enquiry.
Why do the four bureaus show different scores?: Each bureau receives data from a slightly different set of lenders on a different reporting cycle, and each runs its own scoring model. A gap of 20 to 40 points between bureaus is completely normal.
Why do you need my PAN?: PAN is the only identifier every Indian bureau indexes credit records against. Without it, a report cannot be matched to you reliably.
What does the full credit report add?: The free score tells you where you stand. The full report lists every account and enquiry on file, which is what you need when you are disputing an error or preparing a loan application.