FinCoins convert 1:1 into rupees. Check your score, compare offers, get approved — then withdraw straight to your bank account or UPI ID, or spend right here on recharges, bills and vouchers.
Move FinCoins to real money in your bank or UPI — no minimum balance, no lock-in.
Skip the transfer — use your FinCoin balance directly.
Prepaid recharge or postpaid bill, any operator, paid from your wallet balance.
Electricity, water, gas or broadband — settle bills instantly, no card needed.
Amazon, Flipkart, Myntra & 40+ brand vouchers — delivered to your email in seconds.
Every credit and debit to your FinRewards4u Wallet.
The same four stages that power the FinRewards4u Hub, everywhere on the site.
Free score check, any bureau.
Compare 2+ loans or cards.
Application approved by a lender.
To UPI, bank, or spend directly.