Trusted by 1.2 Crore+ Indians for loans, cards & credit score

Free Credit Score

Get your latest FREE credit score & report.

3 crore+ Indians have checked their score for free โ€” CIBIL, Experian, Equifax & CRIF High Mark, refreshed every month.

771
Sample report ยท Very good โ€” best offers unlocked
  • โœ“Improve your chances of bank approval before you apply
  • โœ“Timely alerts and detailed insights to keep your score healthy
  • โœ“All 4 bureaus in one place, with a soft enquiry that never dents your score
  • โœ“Your full report on demand โ€” every account, every enquiry
  • โœ“Earn 50 FinCoins, real withdrawable cash, every time you check

โ˜… India's Rewarding Credit Marketplace

Compare loans, cards & credit score โ€” and earn cash rewards for every smart move.

FinRewards4u matches you with pre-approved offers from 30+ banks & NBFCs, and credits FinCoins โ€” real, withdrawable cash โ€” to your Rewards Hub every time you check, compare or get approved.

1.2 Cr+
users onboarded
30+
bank & NBFC partners
โ‚น42 Cr
cash rewards paid out

Check your eligibility

Get pre-approved offers in under 60 seconds.

Loans & cards, by amount, type & need.

The full FinRewards4u catalogue โ€” filter to explore.

My Rewards โ€” FinRewards4u Hub

1,240 FinCoins
โ‰ˆ โ‚น1,240 ยท instantly withdrawable

You've earned 50 FinCoins for checking your free credit score. Compare offers next to unlock 100 more.

Open My Wallet โ†’

AI recommendations.

Tell us your goal โ€” our model ranks the best-fit product instantly.

What are you planning for?

AI MATCHED FOR: TRAVEL
Zero Forex Markup Card96% match
Travel Loan ยท Axis Bank91% match
Airport Lounge Credit Card88% match

Spotlight offers from banks.

Hand-picked, limited-time offers from our lending partners.

HDFC Bankโญ 4.6
9.99% p.a.

Personal Loan ยท up to โ‚น50,00,000 ยท 7 Yr tenure

View details
Tata Capitalโญ 4.4
10.99% p.a.

Personal Loan ยท up to โ‚น35,00,000 ยท 6 Yr tenure

View details
Yes Bank PaisaSaveโญ 4.7
6% cashback

Credit Card ยท Dining & Travel ยท First Year Free

View details
RBL DUET Cardโญ 4.3
1% cashback

Credit Card ยท Lifetime Free ยท Card + Cash

View details
๐Ÿ›๏ธ

Wide Choice

30+ banks, NBFCs & fintech lenders on one platform

โšก

Easy Access to Credit

Algorithm-matched offers, compared side by side

๐Ÿ”’

Safe & Secure

ISO/IEC 27001 aligned data handling

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Customer First

Dedicated experts, every step of the way

What our customers say.

"Cleared three credit card bills in under two minutes and the cashback landed in my UPI the same day."
โ€” Aarti M., Delhi

Plan smart with calculators.

EMI, eligibility & investment calculators.

๐ŸงฎPersonal Loan EMIโœ…Eligibility Calculator

Fair questions, straight answers.

Yes, always. It is a soft pull that never affects your CIBIL, Experian, Equifax or CRIF High Mark score, and you can check as often as you like โ€” most members do it monthly and earn FinCoins every time.

FinCoins are credited every time you check your score, compare two or more offers, or get a loan or card approved. They convert 1:1 into rupees and can be withdrawn to your bank account or UPI ID, or spent directly on recharges, bills and vouchers from your Rewards Hub.

Checking your eligibility and comparing offers use soft enquiries and do not touch your score. Only formally submitting an application to a bank or NBFC triggers a hard enquiry โ€” we flag that clearly before you confirm, so there are no surprises.

Sensitive identifiers like your PAN and date of birth are masked by default across every screen and export until you explicitly reveal them. Data handling follows ISO/IEC 27001 practices, and we only share your profile with a lender once you choose to apply.

No. FinRewards4u matches you with pre-approved offers from 30+ banks and NBFCs so you can compare rates, fees and tenure side by side before choosing โ€” comparing two or more offers is itself one of the ways you earn FinCoins.

About us

How we're building a rewarding, transparent credit marketplace for India โ€” founded by Dhrubajyoti Mukherjee & Poulomi Ghosh Mukherjee.

Work with us

Want to join Team FinRewards4u? We're hiring across product, credit & growth.